newbie in ky.

[ky hillbilly]

i have not bought one yet maybe next month. one question where or how do you insure on of these trucks thanks a great site with lots of info.............keep it up

[PJ&Tubby]

Welcome fellow Kentuckian.

Would think insuring it would be like for an ATV. Recommend you start talking with your insurance agent. If they aren't familiar with mini's, you will probably be part of their education process.

[myhijet]

I made my wife contact the insurance agency. She said that they looked at her like she was from mars but 5 days later got a card in the mail. Yes, it is insured similar to a farm utility vehicle.

[ky hillbilly]

thanks for the info i will see what they say

[toyhog]

Hi, I'm a Farm Bureau Agent. We insure them like a ATV, or RTV. Same premium.

[ky hillbilly]

thanks . someone told me if i insure like atv and are on hiway and have accident it will not pay around here you have to ride hwy a little bit to get to other trails. i was wondering about farm tractor ins. they say it covers on roadways......any info on this i am only worried about liabilities thanks again

[toyhog]

With Kansas Farm Bureau, We Insure ATV's like vehicles. I don't know If KY even has Farm Bureau, but state to state can be very different anyway. The best thing anyone can do is get a personal umbrella policy.

[myhijet]

I have my hijet insured with State Farm in Ne. At fiirst she didn't know what to do. I told her that they were licenced in SD and I thought in WY also as atv's. If she had questions maybe call an office in those states. I have liability, 25k med, 250 comp and 250 coll. The premium is about the same as my last 84 F150.

[Wolfman]

Mine is insured same as a regular automobile, and is part of my regular auto policy. I'm with Allstate.

[ky hillbilly]

thanks . someone told me if i insure like atv and are on hiway and have accident it will not pay around here you have to ride hwy a little bit to get to other trails. i was wondering about farm tractor ins. they say it covers on roadways......any info on this i am only worried about liabilities thanks again

still no luck on insurance talked to farm bureau their atv insurance does not cover other vehicle in accident. called progressive said not available yet if they had enough requests they would probably start carrying them..........i have my rhino with them it is a policy like a car or motorcycle with good coverage.... hope everyone will call progressive for quote............

[Wolfman]

As I stated above, try Allstate. They are insuring mine.

[ky hillbilly]

i will check with allstate but i think i would have to have a title to insure it as a road vehicle that is what farm bureau says thanks

[toyhog]

"in Kansas" if you pay premium for liability coverage- the company has to pay the claim. In Kansas we don't have to register any ATV. We do write insurance on ATV's just like a car. A mini truck is an ATV.

[tmikewww]

Ours is insured like a car through Am. Family. Comp.,Col.,ect.Premium is aprox. $150.00 per year, and covered under our 1 million dollar umbrella.

[ky hillbilly]

As I stated above, try Allstate. They are insuring mine.

called allstate today said they would let me know tomorrow had to do some checking. i will let you know what they say .

[Wolfman]

called allstate today said they would let me know tomorrow had to do some checking. i will let you know what they say .

If they have any questions, I can give you the name of my agent. They have insured a few of these trucks, and know what to do, and who to call to get them into the system.

[ky hillbilly]

thanks i will see what he says tomorrow and let you know thanks again......

[ky hillbilly]

wolfman pm sent about insurance